Why Lease?

Third Day Interiors can help your business acquire office furniture and just about any equipment that you many need:

• Office Furniture and Equipment
• Computer equipment and software
• Audio/Visual equipment
• Telephone systems
• Machine tool equipment
• Medical equipment
• Scientific testing equipment
• Pharmaceutical equipment
• Bio-Tech equipment
• Photo processing equipment
• Point-of-Sale (POS) equipment
• Restaurant equipment
• Manufacturing equipment
• Automotive repair equipment
• Printing process and related equipment

What are the benefits of leasing?

• Less impact on cash flow
  You can structure your lease payments to run parallel with your current cash flow. Indeed, leasing is great for companies that operate cyclically or seasonally helping to structure payments during peak cash flow periods.
• Tax benefits
  For certain leases, you can write off monthly/quarterly lease payments as an operating expense. What is more, leasing may help you avoid the Alternative Minimum Tax (AMT).
• 100% financing, including soft costs
  In addition to financing the cost of your capital equipment acquisition, we can help finance the soft costs associated with your purchase: installation, warranty, maintenance, shipping, training, and sales tax.
• Conservation of capital
  Third Day Interiors recognizes the importance of conserving one's capital. In business this is especially true as unexpected costs and acquisitions tend to arise unforeseen. By leasing you don't have to tie up your lines of credit and sources of capital with your equipment. Instead, you can access that capital for meaningful and growth orientated strategies, such as personnel, marketing and inventory.
• Reduced paperwork
  Most all leases can be determined in a matter of hours, not days. Expect efficient and well-planned decisions to help propel your business forward. We recognize the need efficacy of transacting business. In fact, most leases only require a one-page credit application. Now that's simple.
• Improved balance sheet ratios
  Unlike traditional modes of business finance, operating leases are generally not capitalized, in turn improving balance sheet ratios, helping to maintain appropriate liquidity, etc.
• Options for purchase or renewal
  At the term of your lease, you may choose to purchase your equipment for a fraction of the estimated market value, you may choose to upgrade to that current system, continue to lease it, or simply return it. There are many options available because not every company's needs are the same, or even similar. We challenge ourselves to identify the needs of our clients to more adequately serve their best interests.
• Reduced interest rate risk
  By locking in fixed payments for the term of the lease or capital finance agreement, you can avoid the risk of rising inflation in the future. Recent outcries for the Federal Reserve to raise interest rates stem from a belief that the Fed is "behind the curve" in curbing inflation. Protect your company from rising inflation and lock in a fair and balanced interest rate with your next equipment financing agreement.

Lease options

Financing

• $1 Buyout
  Utilizing a capital finance option in equipment leasing is a terrific idea for businesses looking to finance a piece of capital equipment whose durability and shelf-life are not prone to obsolescence.
• $101 Buyout
  Similar to the aforementioned capital finance option, the $101 Buyout mirrors it in all respects, excluding sales tax. For example, in order to comply with the Secretary of State in California, a $101 Buyout must be the determined buyout price in order for sales tax to be streamed within the payments. Otherwise, sales tax may be required in full, upfront. Check with your Secretary of State for tax implications.
• 10% Put
  For those businesses wishing to accommodate their budgetary guidelines or simply manage a payment that is lower overall during the term of the finance agreement, the 10% Put Option allows the client the latitude to defer ten percent of the total equipment cost to the backend of the transaction. Effectively, this can become a great tool for those companies whose cash flow can be better applied or is not as strong in the short term.

Leasing

Please contact us for more information.